Car IQ Pay is a payment platform for fleets that connects directly to merchants using your telematics system, no more physical credit cards needed.Car IQ Pay creates a frictionless experience for drivers, protects against fraud, and eliminates tedious back-office reconciliation for fleet managers. With Car IQ Pay, you can get rid of your plastic cards: no more lost or stolen cards, forgotten PIN codes etc. The digital payment experience is fully secure and eliminates many common fraud scenarios e.g., skimming or friendly fraud.